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Basic Comparison Points for
Medicaid Institutional Benefit vs. Veterans Aid and Attendance Benefit
For the State of Idaho
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Issue
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Aid and Attendance (A&A)
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Medicaid Institutional
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Asset Test for a Single Person
The person can keep ….
Note: There are other assets allowed, the information presented here is general.
[Other assets include cash, CDs, investments, 2nd home, 2nd car, etc.]
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House unlimited value
Car unlimited value
Stuff
Prepaid irrevocable funeral
Other assets no fixed number, but anticipate below $40,000
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House with maximum value of $750,000
Car unlimited value
Stuff
Prepaid irrevocable funeral
Other assets $2,000
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Asset Test for a Couple
The healthy spouse can keep…
Note: There are other assets allowed, the information presented here is general.
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House unlimited value
Car unlimited value
Stuff
Prepaid irrevocable funeral
Other assets no fixed number, but anticipate below $40,000
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House unlimited value
Car unlimited value
Stuff
Prepaid irrevocable funeral for both
One-half of the Other assets
But no less than $23,912 and no more than $111,560.
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Penalty for transfer of assets?
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No
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Yes – 5 Year look back
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Joint accounts/asset attributed all to Applicant.
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No. Split among joint account/title holders not in household.
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Yes.
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Cash benefit?
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Yes 2010 levels are
Single Vet $1644
Married Vet $1949
Widow of Vet $1056
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No. Pays for medical services, doe not give cash to recipient.
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Pays NH costs in full?
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No. VA A&A is a fixed payment amount. This is cash to the recipient, If A&A recipient goes on Medicaid the VA benefit reduced to $90.
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Yes. Minus cost share. Cost of share is usually the social security and pension income of the Medicaid recipient.
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Attorney Fees
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Cannot charge to do application, other limitations, read the rules.
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Can charge for all services.
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Certifications required to represent as attorney?
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Yes.
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No.
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